Terms of Use

Last Updated: June 16, 2023

These Terms of Use (“Terms”), as well as the Privacy Policy, which is incorporated here by reference, govern your use of the websites and any other online products and services (collectively, the “Website”) provided by Dalio Philanthropies (“DP”, “we” or “us”), a philanthropic initiative of the Dalio family.

By using our Website, you acknowledge that you have read, understood, and agree to be bound by these Terms, including the disclaimer of warranties and limitations of liability. If you do not agree to these Terms, do not use our Website. For clarity, these Terms do not alter in any way the terms or conditions of any other agreement you may have with us.

If you have any questions about these Terms, please feel free to contact us at [email protected].

1. Changes to Terms
   We may make changes to these Terms from time to time in our sole discretion. The amended Terms will be effective immediately upon posting to the Website, and your continued use of our Website will confirm your acceptance of the changes. Please visit these Terms periodically to ensure you have reviewed the current version (as indicated by the “Last Updated” date above).
   
2. Privacy
   For information about how we collect, use, share and otherwise process information about you, please see our Privacy Policy.
   
3. Eligibility
   By using the Website, you represent and warrant that (a) you are at least 18 years of age, or over the age of majority in the state or country where you are a resident or citizen and (b) if you are using the Website on behalf of another person or entity, that you are authorized to accept these Terms on that person’s or entity’s behalf (in such case, all references to “you” throughout these Terms will include that person or entity).
   
4. Content and Intellectual Property
   All content displayed or otherwise contained on or available via the Website, including, without limitation, all text, photographs, images, illustrations, publications, articles, reports, button icons, audio clips, video clips, software, graphics, and any other content and materials, as well as the general “look and feel” of the Website (the “Content”) is the sole and exclusive property of DP, its affiliates or their licensors, and is protected by U.S. and international copyright laws.
   
   Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access, copy, download and print the Content solely for your informational, personal, non-commercial use. Other than as expressly permitted in the foregoing, you may not copy, post, create derivative works of, modify, distribute, download, transmit, broadcast, perform, display, reproduce, publish, redistribute, license, sell, or make available to any third parties the Content or the Website, or make any commercial use of the Content or the Website, without DP’s prior written consent in each instance.
   
   You may not copy, frame or mirror any part or content of the Website or use any data mining, robots or similar data gathering or extraction methods designed to scrape or extract data from our Website.
   
   We reserve all right, title and interest in and to the Content and Website, including all related intellectual property rights. All such rights are owned by DP and its affiliates and licensors. No rights are granted to you hereunder other than as expressly set forth herein. With respect to any materials licensed from third parties, our licensors may protect their rights in the event of any violation of these Terms.
   
5. Trademarks
   The DP logo and the Dalio Philanthropies name and trademark, and any other logos, trademarks, service marks, names, product or service names, trade names, d/b/a’s or slogans of DP, its affiliates and their related entities or persons (collectively, the “DP Marks”) are the trademarks or registered trademarks of DP or their respective owners, and any use thereof without our prior written permission is strictly prohibited.
   All other trademarks, registered trademarks, product names and company names or logos mentioned on the Website are the property of their respective owners. Reference to any products, services, processes or other information by trade name, trademark, manufacturer, supplier or otherwise does not constitute or imply endorsement, sponsorship or recommendation by us.
   
6. Feedback
   From time to time, you may make suggestions, provide recommendations or other feedback or submit requests for enhancements or updates to our Website (“Feedback”). You are under no obligations to provide Feedback but if you do, you acknowledge and agree that we may use or incorporate such Feedback into the Website without any obligations to you or any other party, and you hereby grant us a royalty-free, worldwide, irrevocable, perpetual license to do so. By providing Feedback, you represent and warrant that such Feedback does not infringe or violate any rights of a third party and acknowledge that DP may use such Feedback without obligations of confidentiality or to provide you with any compensation or credit therefor.
   
7. Copyright Complaints
   In accordance with the Digital Millennium Copyright Act and other applicable law, if you believe that anything on our Website infringes any copyright that you own or control, you may notify our designated agent as follows:
   
   Dalio Philanthropies
   Designated Agent: Legal Counsel – Copyright Agent
   Telephone Number: (203) 291-5000
   E-Mail Address: [email protected]
   
   Please see 17 U.S.C. § 512(c)(3) for the requirements of a proper notification under the Digital Millennium Copyright Act. Also, please note that if you knowingly misrepresent that any activity or material on our Website is infringing, you may be liable to DP for certain costs and damages.

8. Third-Party Products, Website or Materials
   Our Website may contain links to other websites that we think may be of interest to you. Such links are provided for your convenience only, and DP shall not be responsible for the content, products or services of any third party websites to which the Website is linked, including any social network websites such as Twitter or Facebook, nor are we by linking to any such websites endorsing any such content, products, services, or such third party provider. Third party sites are not under the control of DP and DP is not responsible for any use thereof, and they may have their own policies and terms with which you must comply.
   
   You are responsible for obtaining and maintaining any computer hardware, equipment, network services and connectivity, telecommunications services and other products and services necessary to access and use the Website.
   
9. Indemnification
   To the fullest extent permitted by applicable law, you will indemnify, defend and hold harmless DP and its funders, principals, affiliates and related entities, and their respective officers, directors, employees, agents, partners, suppliers, affiliates and licensors (the “DP Parties”) from and against any and all losses, liabilities, claims, demands, damages, expenses or costs (“Claims”) arising out of or related to your access to or use of the Website or your violation of these Terms. You agree to promptly notify the DP Parties of any Claims, cooperate with the DP Parties in defending such Claims and pay all fees, costs and expenses associated with defending such Claims (including, but not limited to, attorneys’ fees). You also agree that, at their sole option, the DP Parties will have control of the defense or settlement of any Claims. This indemnity is in addition to, and not in lieu of, any other indemnities set forth in a written agreement between you and any DP Parties as well as any other remedies available to DP under these Terms or other contract, or at law.
   
10. Disclaimers
    TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, YOUR USE OF OUR WEBSITE IS AT YOUR SOLE RISK. OUR WEBSITE AND ANY CONTENT THEREIN ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. IN ADDITION, DP DOES NOT REPRESENT OR WARRANT THAT OUR WEBSITE IS ACCURATE, COMPLETE, RELIABLE, CURRENT OR FREE OF ERRORS, BUGS OR DEFECTS. WHILE DP ATTEMPTS TO MAKE YOUR USE OF OUR WEBSITE SAFE, WE CANNOT AND DO NOT REPRESENT OR WARRANT THAT OUR WEBSITE OR SERVERS ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THE CONTENT AND MATERIALS MADE AVAILABLE THROUGH THE WEBSITE ARE PROVIDED SOLELY FOR INFORMATIONAL PURPOSES AND ARE NOT INTENDED TO PROVIDE SPECIFIC FINANCIAL, INVESTMENT, TAX, LEGAL, ACCOUNTING, MEDICAL OR OTHER ADVICE AND YOU SHOULD NOT RELY UPON THE CONTENT AND MATERIALS AS SUCH. YOU AGREE THAT DP IS NOT RESPONSIBLE FOR, AND YOU ACCEPT EXCLUSIVE LIABILITY FOR, ANY AND ALL DECISIONS MADE OR ACTIONS TAKEN BASED ON THE INFORMATION CONTAINED IN THE CONTENT AND MATERIALS PROVIDED BY DP HEREUNDER.
    
11. Disclaimer or Certain Damages; Limitation of Liability
    TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE DP PARTIES WILL NOT BE LIABLE TO YOU FOR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL OR SPECIAL DAMAGES OR LOST PROFITS WHATSOEVER ARISING OUT OF THE VIEWING, USE OR INABILITY TO USE THE WEBSITE OR ITS CONTENT, UNDER ANY THEORY OF LIABILITY, WHETHER BASED IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, WARRANTY, OR OTHERWISE, AND EVEN IF THE DP PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
    
    THE TOTAL LIABILITY OF THE DP PARTIES FOR ANY CLAIM ARISING OUT OF OR RELATING TO THESE TERMS OR OUR WEBSITE, REGARDLESS OF THE FORM OF THE ACTION, IS LIMITED TO $50.00 USD.
    
    The limitations set forth in this Section 11 will not limit or exclude liability for the gross negligence, fraud or intentional misconduct of the DP Parties or for any other matters in which liability cannot be excluded or limited under applicable law. Additionally, some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the above limitations or exclusions may not apply to you.
    
12. International Use
    Please note that we are based in the United States, and that the Website and Content are governed by United States law. If you are accessing the Website from outside the United States, you do so at your own risk and are responsible for compliance with applicable local laws. DP makes no representations concerning whether the Website or any Content may be accessed, downloaded, viewed or be appropriate or available for use in locations outside the United States. You may not use or export the Website or Content in violation of United States export laws and regulations.
    
13. Governing Law and Venue
    Any claims, disputes or disagreements which may arise out of the interpretation or performance of these Terms, or which in any way relate to your use of the Website, will be governed by and construed and enforced in accordance with the laws of the State of Connecticut, without regard to conflict of law rules or principles that would cause the application of the laws of any other jurisdiction.
    
    By using the Website, you irrevocably consent to the exclusive jurisdiction of the state or federal courts located in Fairfield County, Connecticut. You waive any objection to venue in any such courts.
    
14. Severability
    If any provision or part of a provision of these Terms is unlawful, void or unenforceable, that provision or part of the provision is deemed severable from these Terms and does not affect the validity and enforceability of any remaining provisions.
    
15. Supplemental Terms; Entire Agreement.
    We may supply different or additional terms in relation to some features of our Website, and you must agree to those different or additional terms prior to using those features. Such additional terms will supplement and be incorporated into these Terms. If there is a conflict between these Terms and the additional terms, the additional terms will control for that conflict, unless the additional terms state otherwise. These Terms, as supplemented by any such different or additional terms referenced in this Section 15, set forth the entire agreement, and supersede all prior agreements, of the parties with respect to the Website and the subject matter of these Terms.
    
16. Miscellaneous
    The failure of DP to exercise or enforce any right or provision of these Terms will not operate as a waiver of such right or provision. The section titles in these Terms are for convenience only and have no legal or contractual effect. Except as otherwise provided herein, these Terms are intended solely for the benefit of the parties and are not intended to confer third-party beneficiary rights upon any other person or entity.